§30-13. Insurance.

Added 4-11-2000]

A. The contractor who shall be actually performing the work shall continuously maintain insurance and other security for adequate protection of all his work from damage and shall protect the township's property from damage, injury or loss arising in connection with the contract. The contractor shall completely indemnify the township in regard to any such damage, injury or loss. The contractor shall take all necessary precautions for the safety of personnel on the work site and shall comply with all applicable provisions of federal, state and municipal safety laws and building codes to prevent accidents or injury to persons on, about or adjacent to the premises where the work is being performed. The contractor shall erect and properly maintain at all times, as required by the conditions and progress of the work, all necessary safeguards for the protection of workmen and the public. If it becomes necessary for the contractor, either as principal or by agent or employee, to enter upon the premises or property of the township in order to construct, erect, inspect, make delivery, or remove property hereunder, the contractor hereby covenants and agrees to take, use, provide and make all proper, necessary and sufficient precautions, safeguards and protection against the occurrence of happenings of any accidents, injuries, damages or hurt to any person or property during the progress of the work herein covered, and to be responsible for and to indemnify and hold harmless the township from the payment of all sums of money by reason of all, or any, such accidents, injuries, damages, or hurt that may happen or occur upon or about such work.

B. The contractor who shall actually be performing the work shall procure and maintain:

(1) Worker's compensation and employer's liability Insurance in conformance with all statutory requirements prescribed by law, which shall be maintained in force during the life of this permit by the contractor, covering all employees engaged in performance of this permit in accordance with the applicable statute.

(2) General liability insurance with limits of not less than $1,000,000 for any one person and $1,000,000 for any one accident for bodily injury and $300,000 aggregate for property damage shall be maintained in force during the life of the permit by the contractor. The contractor shall procure and maintain an umbrella or excess policy with limits of not less than $5,000,000 for any one person or any one accident for bodily injury, unless a lesser limit is approved by the township. In the event more than one insured is named in the policy, a cross-liability endorsement shall be included which provides that the employees of each of the named insured are not excluded under the policy in respect to claims that are made against other named insured.

(3) Automobile liability insurance covering contractor for claims arising from owned, hired and no-owned vehicles with limits of not less than $1,000,000 for any one person and $1,000,000 for any one, accident for bodily injury and $500,000 each accident for property damage shall be maintained in force during the life of this permit by the contractor.

C. Lesser insurance coverages may be allowed for projects with moderate or medium liability exposure in accordance with the township's insurance coverage guidelines. Major or high hazard projects undertaken may require higher limits and specific coverages as recommended by the township's insurance agent.

D. A thirty-day notice of cancellation provision shall be provided.

E. Certificates of the required insurance as listed above shall be submitted with the Township of Pohatcong and the Planning Board Engineer listed as additional insureds.